PAY-INS · PAYOUTS · ORCHESTRATION · TREASURY
Payment infrastructure, rebuilt for the AI era.
One API to Latin America's local rails — orchestration that routes around failures, and AI copilots that keep humans in command. This is the technology behind Key2Pay.
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01 — THE STACK
One stack. Every layer engineered.
01
Gateway
Accept cards, PIX, SPEI, PSE, cash and wallets through a single integration.
02
Orchestration
Smart routing picks the best path for every transaction — and retries on a different rail when one fails.
03
Reconciliation
A unified ledger and a reconciliation engine keep every movement of money audit-ready.
02 — THE NETWORK
Built to move money intelligently.
Every transaction travels a live network of acquirers and local rails. Key2Pay routes around failures, retries with intent, and tells your systems what happened — through signed webhooks, in real time.
03 — THE AI LAYER
AI that prepares. Humans who approve.
Key2Pay runs on AI copilots that read, draft, triage and monitor around the clock — inside boundaries enforced by code, not by promises. Anything that touches money or commitments stops and waits for a human. Automation with a steering wheel.
COMPLIANCE
Trusted where it counts.
FAQ
Questions, answered straight.
Is Key2Pay secure and compliant?
Security is structural, not a feature. Key2Pay is PCI DSS Level 1 certified, and every sensitive operation — anything touching money or commitments — requires explicit human approval and leaves an audit trail.
Do the AI agents act on their own?
Within strict, code-enforced bounds. Agents prepare, triage and monitor; anything sensitive — money, pricing, commitments — stops and waits for a human.
How hard is it to integrate?
One integration covers the stack: a REST API with idempotent endpoints, signed webhooks, SDKs for the major languages, and a sandbox from day one.
How does pricing work?
Pricing follows your volume and mix. Talk to sales for a quote that fits — no generic tiers pretending to fit everyone.
What happens when something fails?
Routing picks another path and retries on a different rail — and signed webhooks tell your systems what happened, as it happens.
See it in action.
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